Mountain MortgageCorp.
Speak With Us Immediately
908-686-7722
Direct Lender Since 1982

Mountain Mortgage services the States of New Jersey, New York and Connecticut with the most competitive interest rates, lowest cost and outstanding customer service. We have never participated in the sub prime industry and because of this decision our lending policies remain stable and competitive.

Mountain Mortgage Corp. has been servicing the State of New Jersey, New York and Connecticut for over 27 years.

We are a direct lender and as a result we are able to give an instant decision. At Mountain Mortgage Corp., we are confident that you will find our total package to be the most competitive or more competitive than any other comparable quote. We look forward to servicing your mortgage needs and providing you with our outstanding customer service.

 90 LTV Cash Out - No PMI - 800K  No Tax Returns for Self Employed
 80 LTV Max Mortgage 1.5 Million  PIGGY BACK LOANS (75/10/15)
 New Condos - EZ financed  HELOC up to 85 LTV

Current New York Mortgage Rates

NJ Rates NY Rates CT Rates
Program Rate Points APR Payment
Per $1,000		 Lock Period Max Loan
Fixed Rate Mortgages
30 Year Fixed to 417K 3.750% 0 3.780% $4.63 60 Day $417,000
30 Year Fixed over 417K 3.990% 0 3.999% $4.77 60 Day $625,500
30 Year Fixed to 1M 4.375% 0 4.380% $4.99 90 Day 1 Million
15 Year Fixed to 417K 3.250% 0 3.280% $7.03 60 Day $417,000
15 Year Fixed over 417K 3.375% 0 3.380% $7.09 60 Day $625,500
20 Year Fixed to 1M 3.875% 0 3.380% $5.99 90 Day 1 Million
Adjustable Rate Mortgage
5 Year Arm up to 1M 3.125% 0 3.063% $4.28 90 Day 1 Million
5 Year Interest Only to 1M 3.375% 0 3.063% $2.81 90 Day 1 Million
7 Year Arm up to 1M 3.500% 0 3.251% $4.49 90 Day 1 Million
7 Year Interest Only to 1M 3.750% 0 3.251% $3.12 90 Day 1 Million
10 Year Arm to 1M 3.875% 0 3.557% $4.70 90 Day 1 Million
10 Year Interest Only to 1M 4.125% 0 3.557% $3.43 90 Day 1 Million
Low / Moderate Income Mortgages
30 YEAR FIXED - 3.990% to 625K
Rates as of January 27, 2012 and subject to change.
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You can lock in any rate immediately with a phone call to our office. Take advantage of our knowledge and expertise. Every loan officer has 30+ years of experience. They are all seasoned veterans. Rates quoted are for mortgages of $350,000 and higher. If your rate was originally locked-in and our current rates are now lower, additional fees may apply for these posted rates or flow-down. While we try to make our web site accurate, there may be certain programs/rates that do not apply to all properties or all counties. Please call with any questions. Rates may vary for loans. Call for immediate details on our 80% LTV program to 1.5 million. **Certain Progams only

Mountain Mortgage has been a leading lender with closed loans exceeding Three Billion. We have always specialized in TERRIFIC rates and unbelievable service.

Please call us for any mortgage related question. You will be glad you did. Please keep in mind that when you are shopping for rates ask what are the total fees. You will find Mountain Mortgage to be the most competitive.

Because we are a direct lender, we can approve your loan rapidly to accommodate a quick closing.

[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]

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1435 Morris Avenue
Union, NJ 07083
Office: (908) 686-7722
Toll-Free: (800) 259-9129

E-Mail: mountainnj@aol.com

Equal Housing Lender

Licensed Mortgage Banker- New Jersey Department of Banking and Insurance.
Licensed Mortgage Banker - New York and Connecticut Dept. of Banking
NMLS 4868

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