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Mountain Mortgage services the States of New Jersey, New York, Florida, Delaware, and Connecticut with the most competitive interest rates, lowest cost and outstanding customer service. We have never participated in the sub prime industry and because of this decision our lending policies remain stable and competitive.
All rates posted on our web site can be locked at application. Do not be misled by apparent lower rates that do not disclose the lock in period, total fees or that do not allow a rate lock at application. Do not confuse a Good Faith Estimate with a Rate Lock Agreement. A Good Faith Estimate does not guarantee a rate, only a Rate Lock Agreement can do that. We are the lender and as a result have no “middle man” expenses. At Mountain Mortgage Corp., we are confident that you will find our total package to be the most competitive or more competitive than any other comparable quote. We look forward to servicing your mortgage needs and providing you with our outstanding customer service.
Features
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New Jersey's Oldest Mortgage Banker!
| Program | Rate | Points | APR | Lock Period | Max Loan | |
|---|---|---|---|---|---|---|
| 30 Year Fixed to 417k | 5.125% | 1 | 5.210% | 60 Day | $417,000 | |
| 30 Year Fixed to 729k | 5.375% | 1 | 5.470% | 60 Day | $729,000 | |
| FHA 30 Year Fixed to 729k | 5.500% | 1 | 5.590% | 60 Day | $729,000 | |
| 15 Year Fixed to 750k | 5.250% | 0 | 5.280% | 90 Day | $750,000 | |
| 5 Year Arm | 4.500% | 0 | 3.984% | 60 Day | 3 Million* | |
| 7 Year Arm | 5.125% | 0 | 4.365% | 90 Day | 1.5 Million | |
| 10 Year Arm | 5.500% | 0 | 4.885% | 90 Day | 1.5 Million | |
| Interest Only 5 Year Arm | 4.750% | 0 | 3.984% | 60 Day | 3 Million* | |
| Interest Only 7 Year Arm | 5.375% | 0 | 4.365% | 90 Day | 1.5 Million | |
| Interest Only 10 year Arm | 5.750% | 0 | 4.885% | 90 Day | 1.5 Million | |
| MOST RATES SHOWN ABOVE DO NOT REQUIRE A MINIMUM CREDIT SCORE | ||||||
| Rates as of July 2, 2009 and subject to change. | ||||||
| PAYMENT SMASHER 5 YEAR ARM AND 5 YEAR ARM INTEREST ONLY ! | ||||||
| You can lock in any rate immediately with a phone call to our office. Take advantage of our knowledge and expertise. Every loan officer has 30+ years of experience. They are all seasoned veterans. Rates quoted are for mortgages of $350,000 and higher. If your rate was originally locked-in and our current rates are now lower, additional fees may apply for these posted rates or flow-down. While we try to make our web site accurate, there may be certain programs that do not apply to all properties or all counties. Please call with any questions. Any mortgage amount greater than those listed in the rate menu above will be priced with an additional 1/8%-1/2% up to 3 million. Total fees are $730 with the exception of the 5 Year Arm. | ||||||
Mountain Mortgage has been a leading lender with closed loans exceeding Three Billion. We have always specialized in TERRIFIC rates and unbelievable service.
Please call us for any mortgage related question. You will be glad you did. Please keep in mind that when you are shopping for rates ask what are the TOTAL FEES. You will find Mountain Mortgage to be the most competitive.
Because we are a direct lender, we can approve your loan rapidly to accommodate a quick closing.
| [The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.] |
Want More Info From Mountain Mortgage Corp.?
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1435 Morris Avenue Union, NJ 07083 Office: (908) 686-7722 Toll-Free: (800) 259-9129 |
E-Mail: mountainnj@aol.com
Licensed Mortgage Banker- New Jersey Department of Banking and Insurance.
Licensed Mortgage Banker - New York and Connecticut Dept. of Banking
Licensed Correspondent Lender - Florida
Licensed Lender - Delaware
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Rates Guaranteed at Application with Float Down