Mountain MortgageCorp.

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New Jersey's Oldest Mortgage Banker!

Mountain Mortgage services the States of New Jersey, New York and Connecticut with the most competitive interest rates, lowest cost and outstanding customer service. We have never participated in the sub prime industry and because of this decision our lending policies remain stable and competitive.

Mountain Mortgage Corp. has been servicing the State of New Jersey, New York and Connecticut for 32 years.

We are a direct lender and as a result we are able to give an instant decision. At Mountain Mortgage Corp., we are confident that you will find our total package to be the most competitive or more competitive than any other comparable quote. We look forward to servicing your mortgage needs and providing you with our outstanding customer service.

 20 Year Fixed - 3.250% / 3.280apr  15 Year Fixed - 2.875% / 2.880apr
 20 Year Fixed - 3.250% / 3.280apr  15 Year Fixed - 2.875% / 2.880apr
 20 Year Fixed - 3.250% / 3.280apr  15 Year Fixed - 2.875% / 2.880apr

Current New Jersey Mortgage Rates

NJ Rates NY Rates CT Rates
Program Rate Points APR Payment
Per $1,000
Lock Period Max Loan
Fixed Rate Mortgages
30 Year Mortgage 3.500% 0 3.550% $4.49 90 Day 1.5 Million
30 Year Fixed over 417K 3.750% 0 3.780% $4.63 75 Day 1 Million
20 Year Fixed to 1M 3.375% 0 3.380% $5.74 75 Day 1 Million
15 Year Fixed to 417K 2.875% 0 2.880% $6.85 30 Day $417,000
15 Year Fixed to 1M 3.000% 0 3.050% $6.91 75 Day 1 Million
Adjustable Rate Mortgage
3 Year Arm to 1M 2.625% 0 2.767% $4.00 75 Day 1 Million
5 Year Arm to 1M 2.750% 0 2.847% $4.08 90 Day 1 Million
6 Year Arm to 600K 2.875% 0 2.963% $4.15 90 Day $600,000
7 Year Arm to 1.5M 3.000% 0 2.947% $4.22 90 Day 1 Million
10 Year Arm to 1.5M 3.500% 0 3.118% $4.49 90 Day 1.5 Million
5 Year Interest Only to 1M 3.000% 0 3.233% $2.50 90 Day 1 Million
7 Year Interest Only to 1M 3.375% 0 3.512% $2.81 90 Day 1 Million
10 Year Interest Only to 1M 4.125% 0 4.087% $3.43 90 Day 1 Million
FHA Mortgages
30 Year Fixed to 729K 3.750% 0 3.780% $4.63 30 Day $729,000
30 YEAR FIXED - 3.750% - TO 1 MILLION
Rates as of January 23, 2015 and subject to change.
Take advantage of our knowledge and expertise. Every loan officer has 30+ years of experience. All rates can be locked at application for a minimum of 60 days or longer. Most of the programs listed above are held in a result, there are no county restrictions or any mimimum credit score required for most posted rates. Conforming rates require a minimum 250K mortgage amount for posted rate. *Union, Morris, Essex, Bergen, Passaic and Hudson counties only

Mountain Mortgage has been a leading lender with closed loans exceeding Three Billion. We have always specialized in TERRIFIC rates and unbelievable service.

Please call us for any mortgage related question. You will be glad you did. Please keep in mind that when you are shopping for rates ask what are the total fees. You will find Mountain Mortgage to be the most competitive.

Because we are a direct lender, we can approve your loan rapidly to accommodate a quick closing.

[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]

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1435 Morris Avenue
Union, NJ 07083
Office: (908) 686-7722
Toll-Free: (800) 259-9129


Equal Housing Lender

Licensed Mortgage Banker- New Jersey Department of Banking and Insurance.
Licensed Mortgage Banker - New York and Connecticut Dept. of Banking
NMLS 4868

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